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Account Fee & Service Charges

Effective January 1st, 2025
 
Account Name Fee Amount
Account closing (90 days from opening date) $25.00
IRA Closing Fee $25.00
Dormant account (per month) $15.00
Paper statements (per month) $5.00
Non-sufficient funds (if paid) $35.00
Non-sufficient funds (if returned) $30.00
Return deposit item  $10.00
Return mail (per month) $5.00
Remote Deposit Capture - scanner (purchase price) $700.00
Remote Deposit Capture - scanner (monthly lease price) $50.00
Stop Payment $30.00
Cashier's Checks $10.00

Regular Checking Fee Amount
Regular Checking - Monthly Service Charge WAIVED - direct deposit OR maintain daily balance of $100 or $300 average $10.00

Personal Money Market Account Fee
Personal Money Market - Monthly Service Charge WAIVED - maintain daily balance of $2,500 OR $5,000 average $20.00
6 debits per month, each additional debit $4.00

Business Money Market Account Fee
Business Money Market - Monthly Service Charge WAIVED - maintain daily balance of $5,000 OR $10,000 average $20.00
6 debits per month, each additional debit $4.00

Small Business Checking Fee Amount
Small Business Checking - Monthly Service Charge WAIVED - maintain daily balance of $2,500 OR $5,000 average $10.00
100 debits per month, each additional debit $0.12
300 items deposited per month, each additional item $0.10

Large Business Checking Fee Amount
Large Business Checking - Monthly Service Charge WAIVED - maintain daily balance of $10,000 OR $20,000 average $25.00
300 debits per month, each additional debit $0.12
500 items deposited per month, each additional item $0.10

Title Fee Amount
Research  - per hour (1 hour minimum, + costs below) $25.00
   Per statement copy $5.00
   Balancing (per hour) $25.00
Debit Card - lost or stolen card $10.00
Debit Card - Non Presto network $3.00
Wire transfer (incoming domestic) $15.00
Wire transfer (incoming international) $25.00
Wire transfer (outgoing domestic) $30.00
Wire transfer (outgoing international) $50.00
Online Banking (external transfers-per item) $3.00
Temporary Checks (3 to a page - per page) $1.00

Savings Account Fee Amount
Savings Account - Quarterly Service Charge N/C
Must maintain daily balance of $250 to accrue interest 6 withdrawals per quarter, each additional withdraw $4.00

Minor Savings Account Fee Amount
Minor Savings Account - Quarterly Service Charge N/C
1 withdraws per quarter, each additional withdraw $4.00

Christmas Club Account Fee Amount
Christmas Club Account - Service Charge N/C
Renews annually - Early withdrawal penalty  $20.00